Identity theft

Identity theft is a serious crime that, unfortunately, is prevailing in the cyberspace. In simple terms, identity theft is stealth of user’s vital personal information, such as the credit card, Social Security, driver license numbers, banking accounts and much more. Sometimes malicious persons steal your name, address and even telephone number. All this information is then used to commit other crimes. For instance, criminals may use your credit card number and banking account to buy a lot of goods, subscribe to various services in your name and pay off using your hard-earn money. They use your other personal information to false applications for loans and even commit serious criminal offences.
Most identity thieves are hackers and other persons that can get unauthorized (remote or local) access to your computer. However, you at risk even if your computer is fully protected against any unauthorized access attempt. Identity thieves use various ways to steal your information. Some of them send spam e-mails, in which they offer some benefits, but ask for identifying data. Others run own illegitimate paid membership web sites or create fake copies of e-commerce or e-banking resources and get wanted information via them.
It is difficult to describe all the ways that can be used by criminals to trick you and steal your identity, but one can be said for sure: consequences of all possible ways are extremely dangerous for you. There are lots of examples, what happens to the identity theft victims. Most of them have spend months and years to restore their reputation, re-earn lost money and prove their innocence. And even then some of them have difficulties getting a loan, finding good job, purchasing some goods. The history knows a lot of such examples.
However, there you can still minimize the risk of becoming a victim of numerous identity thefts and frauds. Do not reply to e-mail letters or private messages that ask you to provide some personal information. Visit only the legitimate web sites and commercial resources. It is better to spend several more minutes checking the legitimacy of the online bank or shop site before entering some vital data than loose your money and time later. Install antispyware and antivirus program and run regular system scans. Some viruses, spyware and other parasites are able to steal your information and send it out to the hacker. Use additional security software, such as the firewall to protect your computer from Internet and network attacks and remote unauthorized access to your computer.
Be aware and weigh up everything before placing confidence in somebody. Only so you will save your money and protect your standing.

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